Welcome Bonus: 10,000 Aeroplan points with initial purchase, plus a one-time Buddy Pass with $3,000 spent in the first four months.
Rewards Earning Rate: 1.5 points for every $1 spent on groceries, gas, and purchases made on aircanada.com; other eligible purchases earn 1 point per $1
Additional benefits: Comprehensive travel insurance including emergency medical assistance; first checked baggage is free for you and up to eight other travelers on the same reservation; insurance for mobile devices; Visa Infinite Privileges
Best Aeroplan Credit Card for Travelers
American Express Aeroplan Card
Unlike the nearly identical TD and CIBC cards, the American Express Aeroplan card takes the concept and adapts it. The first notable difference is the annual fee, which is the more conventional $120, with additional cards costing $50. The points structure is also a slight variance, with 2 Aeroplan points per $1 for Air Canada purchases, 1.5 points per $1 for meals and food items, and 1 point per $1 spent on something else.
New American Express Aeroplan cardholders get the same Aeroplan benefits, such as a free checked bag and preferential prices. The welcome bonus also allows you to earn up to 75,000 Aeroplan points in the six months. The card has travel insurance, including $500.00 in travel accidents, flight and baggage delays, and lost or stolen baggage, plus hotel burglary, car rental theft, and damage.
Perhaps most notably, the American Express Aeroplan card is a charge card, so while you’re not limited by a credit limit, you must pay off the balance in full each month.
Annual Fee: $120
Interest rates: N/A
Welcome Bonus: Earn a total of 60,000 Aeroplan points in your first year. The first 15,000 points come when you spend $1,500 on purchases in the first three months. Then earn up to 30,000 Aeroplan points (2,500 per billing period) when you spend $500 on purchases within the first 12 months. Finally, you will also earn 5 times more points on eligible Air Canada Vacations, hotel and car rentals during the first six months, for a total of 15,000 points Rewards Percentage: 2 Aeroplan Points per $1 on purchases from Air Canada Vacations, 1 .5 point per $1 on food and beverage purchases and 1 point per $1 spent everywhere else. Additional benefits: Travel insurance includes travel accidents, flight delays, and coverage for delayed or lost luggage. Cardholders also earn a free 6-month Uber Pass membership. This includes unlimited $0 and 5% off delivery to eligible restaurants on orders of $15 or more.
Note: The American Express Aeroplan card is a charge card, so you are obliged to pay off the balance in full every month with this card.
Best Aeroplan Credit Card for Luxury Perks
American Express The Platinum Card*
While not an official Aeroplan card, this premium Amex card allows you to transfer your Membership Rewards points to Aeroplan — at a one-to-one rate. It also comes with access to Priority Pass and Centurion Lounge, in addition to a generous $200 annual travel credit (essentially reducing the value of your annual fee to $499), hotel upgrades, and a sizable points sign-up bonus. The Platinum Card is a charge card, which means that you have to pay off the balance in full every month. While it’s usually good practice to do so, the Aeroplan Visa cards on this list don’t require you to love Amex. While the earning rate is impressive, it does come with a hefty $699 annual fee, so work out how much you plan to spend on it before you sign up.
This post The Best Aeroplan Credit Cards in Canada 2022
was original published at “https://www.moneysense.ca/spend/credit-cards/best-aeroplan-credit-cards/”
